A lender has more than the remedy of foreclosure for non-payment of a mortgage or default of the mortgage. While foreclosure is the most sought after remedy for a lender, a lender can also take possession of the mortgaged property or file in court for the appointment of a receiver. Why do you think lenders are more readily willing to seek foreclosure than the other two (2) remedies, i.e. possession or appointment of a receiver? If you were a lender, which remedy would be more attractive for you in the event of a default of a payment on a mortgage and why?
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